Why Choose First Adequate

Your safety and financial security

Our Promise to You

At First Adequate Benefits Insurance Brokers Ltd. (FABIB), we believe that insurance is more than a policy — it’s a promise of protection, peace of mind, and partnership.

For decades, we’ve been helping individuals, businesses, and organizations in Nigeria safeguard what matters most. Our team combines local expertise with global insurance insight, ensuring every client receives coverage that’s not just adequate — but exceptional.

FABIB stands for trust, reliability, and unwavering commitment to your safety and financial security.

 

Experience You Can Trust

With years of experience in insurance broking, reinsurance, and risk management, FABIB has become a recognized leader in Nigeria’s insurance industry. Our expertise spans across sectors — from oil & gas and construction to health, logistics, and aviation — giving us the technical edge to handle even the most complex risks.

We’ve earned our reputation through professional service, ethical conduct, and unmatched client satisfaction.

 

Comprehensive Range of Services

FABIB offers a complete portfolio of insurance and advisory solutions that protect individuals, families, and corporations from unforeseen losses.

Our services include:

  • Insurance Broking Services – Tailored coverage for life, health, property, and business.

  • Reinsurance Broking – Strong partnerships with top-rated local and international reinsurers.

  • Consultancy Services – Expert advice on insurance placement, claims, and risk management.

  • Special Risks & Technical Covers – Solutions for high-risk sectors such as aviation, marine, oil & gas, and engineering.

  • Corporate and Business Cover – Flexible protection designed for companies of all sizes.

Whatever your insurance needs, FABIB ensures the right solution at the right time.

 

Personalized and Professional Service

At FABIB, every client is unique. That’s why we go beyond selling policies — we take time to understand your needs, assess your risks, and craft customized insurance plans that fit your personal or business goals.

Our dedicated account managers provide one-on-one service, ensuring quick responses, regular updates, and proactive support.

You’re never just another client — you’re our partner.

 

Quick and Transparent Claims Handling

We understand that the true test of insurance is in the claims process. That’s why FABIB is committed to fast, fair, and transparent claims settlement.

Our in-house claims team works closely with insurers to ensure that every claim is processed without delay, helping clients recover and rebuild with ease.

When you need us most, FABIB stands by you.

 

Strong Local and Global Partnerships

FABIB maintains strategic alliances with leading insurers and reinsurers both in Nigeria and internationally. These partnerships allow us to deliver:

  • Competitive premium rates

  • Wider policy options

  • Global reinsurance capacity

  • Access to specialized insurance products

This global strength, combined with our local expertise, ensures that every client receives world-class protection with a local touch.

 

Professional Expertise and Advisory Support

Our team of licensed brokers, underwriters, and consultants bring years of technical experience to every engagement. We provide detailed analysis, sound advice, and policy reviews — empowering clients to make informed decisions.

From policy selection to claims, our experts guide you every step of the way.

 

Innovation and Technology

In a fast-changing world, we leverage digital tools and modern platforms to make insurance simpler and more accessible. Clients can easily reach us, manage policies, and get updates from anywhere, anytime.

We continuously adopt new technologies that enhance efficiency, accuracy, and customer satisfaction.

 

Integrity and Transparency

Our business is built on trust. At FABIB, we maintain honesty, openness, and accountability in every transaction. We explain every detail clearly — no hidden charges, no false promises, just genuine service.

That’s why clients stay with us — because they trust us.

 

Nationwide Coverage

With offices and representatives in Lagos, Abuja, Port Harcourt, Kaduna, and partnerships across Nigeria, FABIB provides consistent, accessible, and reliable insurance services wherever you are.

We’re always close to you — ready to serve, support, and secure.

 

Commitment to Your Peace of Mind

Our goal is simple — to give you confidence and peace of mind knowing that your life, assets, and business are fully protected.

From first consultation to claim settlement, FABIB ensures a seamless, stress-free insurance experience.

Your trust inspires our service. Your protection defines our mission.

 


Why First Adequate Stands Out

FeatureOur Advantage
Experience & ExpertiseDecades of proven success in insurance and reinsurance broking
Personalized ServiceTailored solutions to match your unique needs
Fast Claims ProcessQuick, transparent, and fair settlements
Strong PartnershipsAccess to top local and global insurers
Customer-Centric ApproachYour satisfaction is our top priority
Nationwide PresenceCoverage and service across all states in Nigeria

Our Guiding Principle

“Insurance is not just about policies — it’s about people, protection, and peace of mind.”

At First Adequate Benefits Insurance Brokers Ltd., we stand by that belief — every day, with every client.