Liability Insurance in Nigeria
Protect Your Business Against Legal and Financial Risks
What is Liability Insurance?
Liability Insurance provides financial protection against claims resulting from injuries, damages, or losses caused to others by your business, employees, or products. It helps cover legal costs, compensation payments, and related expenses, ensuring your business remains financially secure even during litigation.
Our Range of Liability Insurance Covers
Public Liability Insurance
Covers your business if a third party (customer, visitor, or member of the public) suffers injury or property damage while on your premises or due to your business activities.
Ideal for: Offices, retail shops, construction firms, event organizers, and hospitality businesses.
Product Liability Insurance
Protects manufacturers, distributors, and retailers from legal claims arising from defective products that cause harm, damage, or injury.
Ideal for: Manufacturers, importers, distributors, and retailers.
Professional Indemnity Insurance
Provides coverage for professionals whose advice, services, or actions may cause financial loss to clients. It protects against negligence claims, errors, or omissions.
Ideal for: Consultants, engineers, architects, doctors, accountants, IT professionals, and legal practitioners.
Employers’ Liability Insurance
Covers legal liabilities arising from employee injuries or illnesses sustained during employment.
Ideal for: Companies, organizations, and contractors with staff or field workers.
Directors & Officers (D&O) Liability Insurance
Protects company directors and senior managers against personal liability claims resulting from decisions made while managing the company.
Ideal for: Corporate organizations, boards, and management executives.
Occupiers’ & Tenants’ Liability
Covers property owners and tenants against liabilities for injuries or damages occurring on their premises.
Ideal for: Landlords, property managers, and tenants of commercial spaces.
Why Your Business Needs Liability Insurance
Legal Protection: Covers legal defense costs, settlements, and judgments.
Financial Security: Prevents unexpected financial losses that can disrupt operations.
Client Confidence: Enhances trust and compliance with business contracts.
Reputation Management: Protects your image and credibility in the event of a claim.
Regulatory Compliance: Meets industry and contract requirements for certain professions and sectors.
Other Insurance Products
Get In Touch
29, Dipeolu street, off Obafemi Awolowo Way, Ikeja, Lagos Nigeria
Phone : 0803 302 5429
info@firstadequatebrokers.com
Why Choose Us for Liability Insurance?
At First Adequate Benefits Insurance Brokers Ltd., we do more than just sell insurance — we provide trusted advice and professional support throughout your coverage journey.
✅ Expert Guidance: Our specialists assess your risk exposure and recommend the most suitable cover.
✅ Access to Top Insurers: We partner with reputable insurers locally and internationally.
✅ Tailored Coverage: We customize policies to fit your business type and risk profile.
✅ Efficient Claims Handling: Quick, transparent, and fair claims support when you need it most.
✅ Nationwide Service: Serving clients in Lagos, Abuja, Port Harcourt, Kaduna, and across Nigeria.
How It Work
Simple Steps to Complete Protection.
Insurance Broking Made Simple, Affordable & Reliable. Steps to Protecting What Matters with our professional Insurance Broking services.
Get Started
Start by filling out a quick form with your basic information and insurance needs.
Review and Finalize
We’ll walk you through every detail to ensure full transparency.
Enjoy Peace of Mind
Our 24/7 customer support is always available for claims, questions, or updates.
Always There for You, With Protection You Can Rely On.
Trusted insurance solutions for individuals, families, and businesses — giving you peace of mind every step of the way.
Testimonials
Client Stories of Confidence and Care.
